Payment & Check Acceptance Policy


We are committed to providing a convenient, secure, and transparent payment experience for our customers. To ensure consistency, we have established the following payment guidelines.


Accepted Payment Methods


We gladly accept:

  • Cash
  • Major credit cards
  • Debit cards
  • Certified bank checks and bank-issued cashier's checks, subject to verification
  • Personal and business checks for payments of $250 or less, subject to the requirements below



Personal & Business Check Requirements


Personal and business checks are accepted for payments of $250.00 or less ONLY.


All checks must meet the following requirements:


  • A valid, government-issued photo ID must be presented at the time of payment.
  • Checks must display a preprinted name and physical address within Onondaga County, New York, only.
  • Checks must be signed at the time of payment. Pre-signed checks are not accepted.
  • Postdated, improperly dated, or expired checks are not accepted.
  • Checks must be made payable to Lou's Car Care.
  • Personal checks must match the customer's identification. Business checks must be presented by an authorized representative.
  • Additional customer contact information may be required.
  • Splitting payments into multiple checks to circumvent the $250 limit is prohibited.



Payments Exceeding $250


Personal and business checks exceeding $250.00 will not be accepted under any circumstances.


For payments over $250, customers must use cash, a major credit or debit card, a certified bank check, or a bank-issued cashier's check.


Certified bank checks and cashier's checks are subject to verification before acceptance.


No exceptions will be made to the $250 personal or business check limit.



Returned Checks & Nonpayment


Checks returned or dishonored by a financial institution are subject to the following:


  • A returned-check processing fee of $25 may apply where permitted by New York law and applicable agreement.
  • Full repayment, including applicable fees, is required within five (5) calendar days of notification.
  • Repayment must be made using an accepted payment method other than a personal or business check.
  • Unresolved balances may be referred for collection or legal action as permitted by law.
  • Customers with a history of returned checks may be prohibited from making future payments by check.



Fraudulent Checks & Right to Refuse Payment


Knowingly issuing a bad check may constitute a criminal offense under New York Penal Law § 190.05. Suspected fraudulent activity may be reported to the appropriate authorities.


Lou's Car Care & Fleet Services reserves the right to refuse any check that does not meet these requirements or cannot be satisfactorily verified, subject to applicable law.


We appreciate your understanding and cooperation in helping us maintain a secure and efficient payment process.